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My latest crack at a "Retirement Portfolio"

Saturday, November 14, 2020

On planning and sticking to the plan -- for years!

 https://www.quora.com/Why-are-stock-investors-unable-to-beat-the-S-P-in-the-long-run

Here is a great chart we show our clients that was done by JP Morgan:

This shows the average annualized return had you bought and held an asset for 20 years.

Do you notice what the WORST performer is? The average investor.

Put your hands up….how many people out there developed an investing plan and stuck to it for 20 years? Or did you constantly change as you tried to find something “better”?

There is a gigantic difference between investment return and INVESTOR return. It is not hard to design a portfolio that should perform very well over a long period of time (e.g. 20 years or so), even when compared to the S&P 500 . But it is IMPOSSIBLE to get a client or individual to stick to that plan.

Click on the link and read the whole story in Quora.

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